Issuing cards in Tanzania used to mean months of banking negotiations and heavy technical changes. Today, you can spin up a program in days, if you choose the right partner.

For fintechs and startups prioritizing real-time controls, offline authorization, or seamless fund settlements, this article discusses the best card API provider in Tanzania.

What Makes a Good Card API 

Here is a list of things to look out for when choosing the right card API for your fintech program:

1. Virtual vs. Physical Card Support:

What card format are you looking forward to using? While physical cards are used for offline and POS experiences, virtual cards are known for their durability and sustainability for in-app purchases, BNPL, gig payout systems, and more. 

2. Multi-Currency Support:

Whether you’re targeting cross-border payment authorizations, fixed on regional scalability, multi-currency issuance is an essential factor when choosing a good card API for a fintech program. 

Your chosen provider should be able to offer local currency support for TZS and other major trade currencies, such as USD. 

3. Reconciliation & Settlement Support:

Behind every card swipe is a complex trail of funds movement. Top providers offer clear, real-time reconciliation dashboards, downloadable reports, and APIs that let your finance team stay in sync without endless spreadsheets.

4. Regulatory Compliance:

A good card API should support Tanzania regulatory requirements, such as the Bank of Tanzania (BoT) regulations, NDPC data protection rules, and PCI-DSS for cardholder data security

Best Card API Providers in Tanzania - A Close Look at Miden

Miden is a financial operating system for startups and financial companies across Sub-Saharan Africa. 

From card issuing to payment reconciliation and banking-as-a-service, Miden stands out as one of the best card API providers in Tanzania. 

With Miden's card API, you can:

  • Issue virtual cards in Tanzanian shillings and US dollars,
  • Seamlessly integrate a card program into wallets or payment systems.
  • Program your own spending rules and gain access to real-time monitoring features.
  • Freeze, defreeze, or reissue cards directly from your product dashboards. 
  • Access dashboards with real-time monitoring, reconciliation, and settlements. 
  • Utilise clear, well-documented APIs with clear status codes and processes. 
  • Launch physical card programs with full customization (coming soon)

How to Get Started with Your Card API in Tanzania

If you’re ready to launch your card program in Tanzania, here’s what you need to do:

  • Book a call with the provider to get aligned with your business use cases.
  • Acquire API access and documentation 
  • Configure your card program preferences
  • Launch your card and start issuing smoothly.

Final Thoughts on ‘Best Card API Provider in Tanzania’ 

Searching for a reliable card infrastructure provider in Tanzania? Miden is a great choice! 

They’ve worked with teams, founders, and startups across Africa to provide smooth card issuing programs that cut costs, minimize time, and efficiently align with local and international compliance regulations. 

Ready to issue cards in Tanzania? Let’s talk infrastructure.